Traditionally POS devices have always been hardware-centric. If you go 20-30 years back, you can remember the large size and heavy POS hardware devices in merchant locations with dial-up modems, lengthy power cables, and large printers.  By the time, POS companies began to investigate smaller size devices with better internet connectivity (ethernet, 3G, 4G) and […]

Owning a POS terminal has always been challenging. It requires complex hardware-design process, finding the best card readers and secure chips, finding EMV L1 and L2 kernel solutions, integrating them to hardware environment and everlasting certification processes. POS owner can’t start developing POS application and value added services unless completing these time-consuming processes. To achieve […]

What is the L2 kernel certification process for Cloud Kernel ?  EMVCo_TTA_Contact_L2_admin… (2).pdf1.1 MB EMVCo defines the Cloud kernel certification as below. Attached document includes more information. In recognition that new type of devices are designed such as Cloud based solution or Merchant Server Solution and therefore application kernels are split over multiple devices, EMVCo […]

In today’s payment world, EMV Level 3(L3) certification is one of the most challenging and time-consuming processes for acquirers and terminal vendors. A typical L3 certification process for major brands (MasterCard, Visa, Amex, and Discover) takes between 3 and 6 months. In this article, we will analyze reasons making the process so challenging and time-consuming […]