EMV Kernel-on-the-Cloud, the reader turns into a simple payment device

Enables any device with EMV Kernel-on-the cloud whether it is a POS terminal, mobile phone, or a tablet to accept card-present EMV contact and contactless transactions.

Fairbit EMVKernel-on-the-Cloud, the reader turns into a simple device

Traditionally, EMV Level 2 kernel application runs in the POS hardware. Fairbit solution changes traditional model such that EMV Level 2 kernel application runs on the cloud (EMVKernel-on-the-Cloud). This enables any device, whether it is a POS terminal, mobile phone, or a tablet to accept card-present EMV contact and contactless transactions. With EMVKernel-on-the-Cloud, the reader turns into a simple device only to manage user experience and card communication.

Fairbit APIs simplify the integration of payment terminal

Fairbit solution makes it easier to build your point of sale, develop your payment application, and own your card-present payment experience. Fairbit APIs simplify the integration of payment terminal to the cloud services.

The EMVKernel-on-the-Cloud application performs EMV functionality to process the transaction

Kernel-in-the-Cloud performs the EMV payment functionality as defined by EMVCo and payment schemes, which are EMVCo contact, EMVCo entry point, and contactless. The client application manages user experience, gets transaction amount, and other transaction-related data, and sends it to the cloud along with the card data. EMVKernel-on-the-Cloud performs EMV functionality to process the transaction. At the end of the transaction, the cloud gives control to the client application to go online for authorization and receipt printing.

Focus on your core business

POS companies may develop their own POS application depending on the market and customer requirements without worrying about the EMV side.

EMV L2 certification for the cloud is maintained by Fairbit.

EMV Level 2 kernel certification has always been a costly, time-consuming process. With Fairbit Kernel-in-the-Cloud solution, no need to worry about it anymore. As L2 kernel runs on the cloud, it eliminates repeated certification efforts for new client devices.

	The Kernel in the device	EMVKernel-on-the-Cloud
Which module needs to be EMV L2 certified	EMV L2 Kernel running in the device	EMV L2 Kernel running on the cloud
Does new hardware(with a new O.S) require a new certification	Full L2 kernel certification is required	It is required only for the portion of EMV L2 kernel running on the device (such as Offline PIN processing)
New EMV L2 Kernel versions	POS owner needs to renew the certification in certain periods	Fairbit renews the certification in the cloud for certain periods. The POS owner automatically gets the new version.

EMV Kernel-on-the-Cloud, the reader turns into a simple payment device

Fairbit EMVKernel-on-the-Cloud, the reader turns into a simple device

Fairbit APIs simplify the integration of payment terminal

The EMVKernel-on-the-Cloud application performs EMV functionality to process the transaction

Focus on your core business

EMV L2 certification for the cloud is maintained by Fairbit.

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