How To Have An Efficient And Smooth EMV L3 Certification Process

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In today’s payment world, EMV Level 3(L3) certification is one of the most challenging and time-consuming processes for acquirers and terminal vendors. A typical L3 certification process for major brands (MasterCard, Visa, Amex, and Discover) takes between 3 and 6 months. In this article, we will analyze the reasons making the process so challenging and time-consuming and figure out how this process can be managed more efficiently and smoothly.

How To Troubleshoot EMV Field Issues Better

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Although EMV technology brings a lot of advantages, one side effect with it is the increasing number of field issues and complications of management of them. The field issue means that there is something unusual during an EMV contact/contactless transaction which may potentially be the reason for a transaction decline or negative user experience. Field issues may be on a wide range, from a simple incorrect message on the terminal screen, a frozen terminal screen, card reading issues, delay in the transaction time, or frequent declines of transactions.

Are There Any Obstacles To Accept Payments On Mobile Phones

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So far, there have been 2 main obstacles for smartphones to accept card-present payment transactions in retail locations :

1. Security on the PIN entry on the phone

2. The necessity for additional hardware to read EMV chip transactions.